Centennial Wage Garnishment Attorneys
Serving Denver, Arapahoe & the Surrounding Communities
If you’re struggling with wage garnishment in Centennial, CO, you’re not alone. Having a portion of your paycheck taken to pay off debts can be overwhelming and financially draining. At Wagner Law Office, P.C., we understand how wage garnishment affects your ability to cover essential expenses, and we’re here to help. Our experienced legal team provides tailored solutions to stop or reduce garnishments and guide you toward financial stability.
Contact us today at (303) 536-5124 to request a consultation with a wage garnishment lawyer near you. We see clients in Centennial, Denver, and throughout the State of Colorado.
What Is Wage Garnishment?
Wage garnishment is a legal process where a creditor takes a portion of your paycheck to satisfy unpaid debts. This can occur due to:
- Unpaid credit card debt
- Medical bills
- Student loans
- Tax debt
- Child support or alimony
Once a garnishment order is in place, your employer is legally required to withhold a percentage of your wages and send it directly to the creditor.
How Wagner Law Office, P.C. Can Help
Our firm specializes in wage garnishment defense and debt relief strategies. We take a personalized approach to help you explore all available legal options, including:
1. Challenging the Garnishment
- If the garnishment was improperly issued, we can file objections and seek to have it reduced or dismissed.
2. Filing for Bankruptcy
- In some cases, filing for Chapter 7 or Chapter 13 bankruptcy can immediately stop wage garnishment through an automatic stay.
3. Negotiating with Creditors
- We can negotiate a settlement or payment plan to satisfy the debt without wage garnishment.
4. Exemptions & Protections
- Certain income sources, such as Social Security and disability benefits, may be exempt from garnishment. We’ll ensure your rights are protected.
Why Choose Wagner Law Office, P.C.?
✅ Experienced Wage Garnishment Defense – Decades of legal experience helping Colorado residents fight wage garnishment.
✅ Personalized Debt Relief Solutions – We assess your unique financial situation to determine the best course of action.
✅ Compassionate Legal Support – We understand the stress of wage garnishment and provide dedicated guidance every step of the way.
✅ Free Initial Consultation – Speak with an attorney about your case with no obligation.
Contact Our Centennial Wage Garnishment Lawyers
If you’re dealing with wage garnishment in Centennial, don’t wait until your financial situation worsens. Contact Wagner Law Office, P.C. today for a free consultation and let us help you take control of your finances.
Contact us today at (303) 536-5124 to request a consultation with an experienced Centennial wage garnishment lawyer. We see clients in Centennial, Denver, and throughout the State of Colorado.
Wage Garnishment FAQs
1. How much of my paycheck can be garnished?
In Colorado, federal law allows creditors to garnish up to 25% of your disposable earnings or the amount by which your wages exceed 30 times the federal minimum wage, whichever is less. Some debts, like child support or unpaid taxes, may have different limits.
2. Can I stop a wage garnishment once it starts?
Yes! You may be able to stop it by filing a legal objection, negotiating a settlement, or filing for bankruptcy, which triggers an automatic stay that halts garnishments.
3. Can my employer fire me for having my wages garnished?
It is illegal for an employer to fire you over a single wage garnishment. However, if multiple garnishments occur, job protection laws may not apply.
4. Are there any debts that can’t be garnished?
Some sources of income, such as Social Security, disability benefits, and VA benefits, are generally exempt from garnishment.
5. How long does a wage garnishment last?
A garnishment continues until the debt is fully paid or a legal action stops it. Certain bankruptcy filings can discharge some debts entirely.
